Terms of Service

Welcome to lumpsumcalculator.online. By accessing or using our website, you agree to comply with and be bound by the following Terms of Service.

1. Acceptable Use

You agree to use this site strictly for personal, non-commercial purposes. You must not attempt to disrupt the performance of our website or abuse our client-side scripting assets.

2. Disclaimer of Financial Advice

The matching calculation logic, estimations, IRS limit alerts, and visual analytics provided by lumpsumcalculator.online are for informational and educational purposes only. They do not constitute professional financial, tax, or investment advice. You should consult a certified financial advisor or accountant prior to modifying your paycheck allocations.

3. Accuracy of Calculations

While we strive for absolute accuracy using current IRS guidelines, retirement plan details differ depending on your employer's specific policies (e.g. true-up execution, payroll cycle counts, exact definition of compensation). We assume no liability for match differences or missed match contributions resulting from decisions based on this calculator.

4. Changes to Terms

We reserve the right to modify these terms at any time without prior notice. By continuing to use the site, you agree to be bound by the updated terms.